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What to Do if You Were Injured in a Car Accident in Indiana but Live in Another State


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Being injured on vacation or during a trip can be incredibly stressful. Not only are you left dealing with medical bills and other effects of the accident, but you may be unfamiliar with the laws of the state where your accident happened

If you were hurt in a car accident in Indiana but you live in another state, you should contact an Indiana car accident lawyer right away. While insurance claims might be filed over the phone or online, any injury lawsuit will need to be filed in the state where you were injured. This means that your case will be governed by Indiana law, and you will likely need to file your lawsuit in Indiana to get the damages you deserve.

For help with a car accident case in Indiana, call Wruck Paupore’s Indiana car accident lawyers today for a free case review. We can handle the entire recovery process, from beginning to end, remotely. Our phone number is (219) 322-1166.

Where to File a Car Accident Claim if You Live in Another State

When you are injured in any type of accident, you will typically file a claim for that accident in the state where the accident happened. More specifically, most injury cases are ultimately filed in the courthouse for the county in which the accident happened. When you file your car accident case, you should always do so with the help of a car accident lawyer from that state.

When filing a claim for injuries in an Indiana car accident, the process typically begins with a car insurance claim. Some states use no-fault insurance, which would normally require you to file an insurance claim with your own insurance company after a crash. Other states use an at-fault or “tort” system where you file your claim against the at-fault driver’s insurance. Indiana uses at-fault rules, so you should be able to file an insurance claim with the at-fault driver’s insurance even if you have no-fault insurance back home (subject, of course, to the terms and restrictions of your insurance policy). If you do have no-fault coverage from your own state, you may be able to have the best of both worlds, obtaining no-fault coverage through your own insurer without any restrictions on also being able to recover from an at-fault driver.

Additional Reading: Will a Gap in Medical Care Affect Your Injury Claim?

Pursuing an insurance claim can typically be done by phone and online, and we resolve most of these claims without our client ever having to travel to Indiana. If we are unable to resolve a claim through the insurance claims process, our attorneys will typically pursue your case as a personal injury lawsuit in court. Your home state might have laws restricting lawsuits for car accidents if you come from a state with a no-fault system, but these laws will not apply in Indiana, and you are not usually restricted from filing an injury lawsuit in Indiana for your car accident.

Again, we are usually able to handle all of the work involving your case remotely without your having to travel back to Indiana. Even things like depositions (recorded testimony) that once required that you travel to a law office or courthouse can now be done remotely through Zoom or other methods. We have had many clients give their testimony from their own living room over the Internet.

If a lawsuit is filed, it must be filed a court that has “jurisdiction” over the accident. This typically means the court for the geographical area where the accident happened. Typically, you cannot file your case back home in a court in your state because they have no jurisdiction over the drive that caused your accident. Check with our Indianapolis car accident lawyers for more details about where precisely your case can be filed.

Steps to Take After a Car Accident in Indiana

If you were injured in a car accident in Indiana, there are some steps you should take to gather information about the accident. Having this information will help you file an injury claim later. Some of the following steps are especially helpful if you live out of state.

Get to Safety

Your first move after being involved in a car crash should be to get to safety. Indiana Code § 9-26-1-1.1 requires you to stop at the scene of the accident (or as close to the scene as you can), but it doesn’t allow you to block traffic. You might need to move your car to the side of the road or pull off onto the shoulder next to the scene of the accident.

Call 911

If there are injuries involved in the accident, § 9-26-1-1.1 also requires you to call 911 and report the accident. You may also have to follow the 911 operator’s instructions to render aid or report injuries so that other injured parties can get medical attention.

When police arrive at the scene of the accident, they will begin making a police report. Getting a copy of this police report later will be essential, as it will contain a lot of the information you need to file your claim.

The process of retrieving a police report is different in every state and might even vary from police department to police department. For help getting a police report in Indiana, call our South Bend car accident lawyers. We can obtain and go over the report with you as part of our legal services.

Exchange Contact and Insurance Info

The same code section also requires any driver involved in an accident to stay at the scene of the accident and give their name and address to the other driver. You must also show your driver’s license.

Make sure to write down each driver’s name and contact info (or take a picture of their license and contact info). Also get other details, such as their insurance information. Without this information, you might not be able to locate the other person to file a claim against them or their insurance policy later. Especially if you live out of state, it is important to get their full contact info and the correct spellings. If you are from out of town, you might not be familiar with the proper spelling of town names or which zip codes match which areas, so you might be unable to fill in missing contact information on your own.

Get Medical Care

If you were injured in any way, follow all instructions from EMTs and hospital personnel to get the care you need. If the ambulance crew thinks you need to go to the hospital, do so.

It can be scary going to an unfamiliar hospital in an unfamiliar city, but it is important to get the care you need. Failing to do so could make it harder to prove your injuries later.

Additional Reading: Can You Sue After a Taxi Accident in Indiana?

You may also be given a recommended course of follow-up care, but you may be able to receive this care back home rather than here in Indiana.

Call a Lawyer

As mentioned, you will likely need help from a Hammond, IN car accident lawyer to pursue damages in your case. Contact our attorneys as soon as you can after a crash to start collecting other information and evidence and to schedule any meetings or consultations you need before you leave Indiana and return home.

Call Our Indiana Car Accident Attorneys Today

For help with a car accident in Indiana, call the Milwaukee car accident lawyers at Wruck Paupore today at (219) 322-1166. We offer free case reviews.

Additional Reading: What Should You Do if Your Insurance Company Delays Your Claim?

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***Every case is unique and your results will differ. Contact us for a free case review of your circumstance.

– Pat D.
"After being involved in a car accident, I was very fortunate to work with Don Wruck. He explained everything to me and my family and made me feel involved in all decisions. I was very happy with the result of my case and happy to have found this firm!"
– Kayla D.
"My case wasn’t very large, but they made it easy to recover damages when the insurance company didn’t even want to cover basic costs. The firm was responsive to my inquiries, and very clear about what was required and what could be expected, during every step of the process."
– Wayne M.
"From start to finish, Wruck Paupore PC Law were the best! Knowledgeable and straightforward, they explained the process, start to finish, and gave guidance while allowing us to determine the best course of action to take. We would highly recommend them and would certainly use them again."
– Chris V.
"We are so thankful with how the lawyers and staff handled our case. The folks at Wruck and Paupore were always pleasant and helpful in all their phone calls and letters. It was always a pleasure to get their calls. We were especially pleased with their tenacious pursuit of the goal of full recovery which was far greater than we could have imagined."
– Jay Zoellner
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations! The staff at his firm was helpful, responsive and caring during a difficult time following a life-altering experience. I highly recommend Attorney Wruck and his firm."
– J B
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi-truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations!"
– James M.
"Exceptional team. They took on my case and made sure that I was consulted on every issue. If it wasn’t for the caring staff and my legal team I don’t know what I would have done. Everyone did an awesome job thanks so much for your help."
– Rhonda M.
– Adriana
"Wruck Paupore was fantastic. I was informed every step of the way, they did all of the work, and I got my case settled."
– Idell J.
"It was awesome watching Donald Wruck at work during mediation. He really fights for his clients."
– Lisa L.
"Wruck Paupore did more than they promised and did all of the work. I was worried about bills and dealing with insurance people. They did everything while I recovered. They were not concerned about earning money but about helping me and my husband."
– Edithe P.
"Don did a great job on my case! Staff was amazing! Kept me in the loop the entire time. I highly recommend!!!!"
– Dana L.
"A great experience from beginning to settlement. Handled our case from start to finish. Explained every step and communicated very well."
– William H.

Your Legal Team

Your Legal Team

Top-Rated Litigator.
Helping injury victims move forward.

Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.

More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.

Best Indiana Auto Accident Lawyer
Understanding the Insurance Company:
Getting Results.

In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.

Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.

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More than 40 Years of Experience.
Still Fighting for Justice.

For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.

Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.

Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.

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***Every case is unique and your results will differ. Contact us for a free case review of your circumstance.

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