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How to Recover Medical Expenses After a Car Accident in Indiana


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One of the most difficult aspects of dealing with a car accident injury can be paying for medical treatment. Many types of injuries suffered by crash victims require costly medical care. Without appropriate care, these injuries can worsen and produce more extensive damages.

After suffering a car accident in Indiana, you may obtain compensation for your medical expenses by filing a claim against the at-fault driver. Payment may be recovered for all past, current, and future medical treatment related to the harm caused by your crash. However, to obtain these damages, you must prove that your collision happened because of another party’s negligent behavior. Furthermore, you must demonstrate that your injuries were caused by the accident.

In the aftermath of your car crash, get help from our experienced Indiana car accident lawyers by calling Wruck Paupore at (219) 322-1166 for a free assessment of your potential case.

Recovering Payment for Medical Expenses After a Collision in Indiana

Many car accidents occur as the result of drivers’ negligence. Fortunately, at-fault motorists can be held responsible for the damages caused by their crashes.

You may recover payment for any medical expenses related to your car accident injuries by filing a case against the at-fault driver. Defendants in car accident cases are often represented by insurance companies who hire teams of people to discredit plaintiffs’ claims. Accordingly, guidance from our South Bend, IN car accident lawyers can be highly valuable when communicating with an insurance company and fighting for the payment you are owed.

For your car accident case to prevail, you must be able to demonstrate that your crash happened because the defendant acted negligently. For example, you may prove that your crash occurred because another driver disobeyed a traffic signal. Alternatively, you may demonstrate that your accident happened because another driver was speeding.

Also, you must be able to show that you suffered injuries because of your crash and that you incurred damages because of those injuries. Therefore, you should seek medical treatment quickly after suffering your accident. If you let your injuries heal on their own, you may be unable to obtain the documentation necessary to recover payment from another driver.

Evaluating Settlement Offers for Medical Expenses After a Car Accident in Indiana

After filing a claim against another driver, the defendant’s insurer may present you with a settlement offer before going to trial. If you enter into a settlement agreement, you will receive a certain amount of payment for your medical expenses and other losses, and your case will be voluntarily dismissed and you give up your rights to any future payments. There can be some advantages to settling early. For instance, by reaching a settlement agreement, you may obtain compensation for your medical bills more quickly and receive money when you need it most. Also, you can save on some of the extra costs associated with litigating your case.

Still, most defendants in car accident cases attempt to settle their claims for considerably less than they are worth, especially early in the process. If you do not receive an acceptable settlement offer, then you will have to continue forward with your case to pursue what you are owed. It is very important to have experienced legal representation by your side when evaluating settlement offers in your case and to evaluate your available options so that you are not taken advantage of by the insurer.

Time Limit to Sue for Medical Expenses After a Car Accident in Indiana

The time windows for filing particular types of lawsuits are set forth by Indiana’s statutes of limitations. The deadline for bringing your car accident case to court is set forth by I.C. § 34-11-2-4(a)(1). Usually, you will have to file your case within two years of the date your accident happened. If you do not adhere to this deadline, then your lawsuit may be dismissed.

There are a variety of instances, however, where this time may be shorter, so you should speak with a lawyer as soon after your accident as possible. Besides legal time limitations, there are also other reasons it is important that you act quickly to protect your rights. Important evidence needed to support your claims often becomes hard to gather or preserve as time goes on. For example, eyewitnesses to your crash can forget pertinent details or may become harder to locate. Evidence from the scene can deteriorate. Victims may also fail to properly document their medical care, impacting their ability to recover fully for the accident.

The more quickly you consult with our legal team, the more effectively we can help gather the information needed to recover damages for medical expenses.

Examples of Medical Expenses You Can Recover After Suffering a Car Accident in Indiana

If another party’s negligence caused your accident, you can obtain compensation for all past, current, and future medical expenses related to your injuries. There are several examples of medical expenses that can be recovered.

For example, you may obtain payment for any emergency treatment you received. If you had to take an ambulance to the hospital after your accident, then the cost of your ambulance ride may be compensated. Further, if you incurred any hospital bills in the emergency room, then those expenses may also be accounted for.

Furthermore, you can recover damages for the cost of any surgical operations and post-operative care you require. For instance, if your injuries are especially severe, you may need to pay for multiple operations in order to heal properly. You may also have to pay for physical therapy sessions and assistive devices like crutches and slings during your recovery. Thankfully, these expenses may be recovered from the driver who caused your collision.

Finally, you can obtain compensation for the cost of any prescription medication and pain management treatment stemming from your car accident injuries. It is important to continue with any medication or treatments you are prescribed. Failure to do so can complicate the settlement process. For example, if you stop taking your medication, the defendant may try to argue that you are no longer hurt.

If you have permanent injuries that require future treatment, these are also recoverable in your case. However, it is important that you have a proper analysis undertaken by appropriate experts in order to determine the costs of your future medical care needs.

Car Accident Victims in Indiana Can Reach Out to Our Law Firm for Help

If you suffered injuries because of a car accident, seek help from our Indianapolis car accident lawyers by calling Wruck Paupore at (219) 322-1166 to review your potential claim for free.

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***Every case is unique and your results will differ. Contact us for a free case review of your circumstance.

– Pat D.
"After being involved in a car accident, I was very fortunate to work with Don Wruck. He explained everything to me and my family and made me feel involved in all decisions. I was very happy with the result of my case and happy to have found this firm!"
– Kayla D.
"My case wasn’t very large, but they made it easy to recover damages when the insurance company didn’t even want to cover basic costs. The firm was responsive to my inquiries, and very clear about what was required and what could be expected, during every step of the process."
– Wayne M.
"From start to finish, Wruck Paupore PC Law were the best! Knowledgeable and straightforward, they explained the process, start to finish, and gave guidance while allowing us to determine the best course of action to take. We would highly recommend them and would certainly use them again."
– Chris V.
"We are so thankful with how the lawyers and staff handled our case. The folks at Wruck and Paupore were always pleasant and helpful in all their phone calls and letters. It was always a pleasure to get their calls. We were especially pleased with their tenacious pursuit of the goal of full recovery which was far greater than we could have imagined."
– Jay Zoellner
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations! The staff at his firm was helpful, responsive and caring during a difficult time following a life-altering experience. I highly recommend Attorney Wruck and his firm."
– J B
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi-truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations!"
– James M.
"Exceptional team. They took on my case and made sure that I was consulted on every issue. If it wasn’t for the caring staff and my legal team I don’t know what I would have done. Everyone did an awesome job thanks so much for your help."
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– Adriana
"Wruck Paupore was fantastic. I was informed every step of the way, they did all of the work, and I got my case settled."
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"It was awesome watching Donald Wruck at work during mediation. He really fights for his clients."
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"Wruck Paupore did more than they promised and did all of the work. I was worried about bills and dealing with insurance people. They did everything while I recovered. They were not concerned about earning money but about helping me and my husband."
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"Don did a great job on my case! Staff was amazing! Kept me in the loop the entire time. I highly recommend!!!!"
– Dana L.
"A great experience from beginning to settlement. Handled our case from start to finish. Explained every step and communicated very well."
– William H.

Your Legal Team

Your Legal Team

Top-Rated Litigator.
Helping injury victims move forward.

Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.

More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.

Best Indiana Auto Accident Lawyer
Understanding the Insurance Company:
Getting Results.

In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.

Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.

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More than 40 Years of Experience.
Still Fighting for Justice.

For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.

Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.

Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.

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***Every case is unique and your results will differ. Contact us for a free case review of your circumstance.

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