The first thing to understand is that every case has a True Value, and it is rarely what the insurance adjuster tells you it is. Their job, in fact their entire business, is designed to get people to settle for the lowest amount possible. Often times, the “insurance adjuster value” will talk only about things like your medical bills or the damage to your car. However, the adjuster won’t disclose all the other things that it considers which make up the True Value of your claim.
In addition to the amount of medical bills, most insurance companies consider whether you are represented by a lawyer. Increasingly, insurance companies have introduced complex computer programs that analyze what lawyer represents you, including that lawyer’s financial resources, their reputation for obtaining good results, and their willingness to take a case to trial when necessary.
Why are insurance companies increasingly taking this into account? A prominent insurance industry study determined that injury victims represented by a lawyer were, on average, likely to recover more than 3 times the amount of a person who had no lawyer.
As a result, many insurance companies began implementing sophisticated programs to convince people to settle cases on their own without first consulting a lawyer. How much an insurance company believes your claim is “worth” is a number that may change depending upon your actions following your injury and how well you are represented in the recovery process.
The True Value of your case also includes consideration of a wide variety of other factors that only a skilled attorney can evaluate: How would a jury value your pain, suffering, and loss of enjoyment of life? What jurisdiction did your accident occur in? How strong is the evidence in the case? Is there other evidence that may be available that the insurance company hasn’t disclosed?
While there is no “one-size-fits-all” answer to True Value of an injury claim, we have helped thousands of injury victims evaluate this question under the unique circumstances of their case. This includes data reviewing the amount insurance companies have paid to settle claims in circumstances similar to yours after they are taken to court. While past case results are no guarantee of success in your case or that your case has a similar value, insurers often look at similar cases when evaluating the True Value of a claim (again, something they will never disclose).
Before you talk to an insurance adjuster, talks to an experienced injury lawyer. You can call, text, or chat with us 24/7/365 for an immediate, free case evaluation without leaving home.
Woman suffering physical and emotional abuse at nursing home.
Client injured in auto accident after driver ran stop sign.
Women rear-ended while stopped at red light
Patient suffering nerve damage following hip operation.
Woman suffering a traumatic brain injury following semi-truck accident.
Woman suffering severe hip and ankle fracture after falling on defective step.
Man suffered headaches and other post-concussion symptoms from vehicle crash.
Woman suffering post-concussion syndrome after vehicle rear-ended by tractor trailer.
Man physically assaulted at his workplace.
Woman suffered from an ankle fracture after a truck turned in front of her vehicle.
Man suffered back injury after head-on collision.
Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.
More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.
In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.
Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.
For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.
Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.
Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.
Advertising Materials / Legal Advertising. Any testimonials or stories set forth on this website are by actual clients and their families. Such testimonials or stories are provided for informational purposes only and are not to be considered as a promise or guarantee as to the outcome of your specific case and may not be typical. Every case presents unique facts and circumstances. You case and expected outcome will likely differ from the facts of the cases listed. The only way to properly evaluate your case is to consult with a qualified personal injury attorney.