The first step to understanding the value of your claim is learning what losses you may be entitled to recover for.
Every state varies somewhat in this regard, particularly if you were injured in an auto accident.
Indiana and Illinois follow a system which looks primarily to who was at fault in causing an injury, even in the case of auto accidents.
Other states have enacted “no fault” laws regarding auto accidents which impact what damages you can recover and how. Despite the name “no fault,” it may still be very important who caused the accident even in states which use a “no fault” system.
Because the damages you may recover depend significantly on the circumstances surrounding your injury, it is highly advised that you consult with a qualified lawyer to determine how the law applies to your situation.
The first type of damage which you may have suffered can be classified as “economic loss.” This is the type of damage which can be quantified into dollars and cents. It includes the amount of your past medical bills and any future medical bills you may incur – even if those bills will be paid by health insurance. It also includes any income you have missed as the result of your injuries and any income which you may miss in the future. If applicable, it also includes the lost value of damaged property. For example, if you were injured in an auto accident and your car was damaged, the cost to repair your car would be considered an economic loss. Lawyers often refer to these “out-of-pocket” types of loss as “special damages.”
Sometimes, economic loss can be easily determined. If your injury was less serious and you will not need future medical treatment or miss future work, then your economic loss may simply be the amount of your past medical bills and documented lost income.
If your injuries are more serious, however, proving your economic loss may be more difficult. For example, the cost of the victim’s future medical care may not be known with certainty. The victim might be unable to return to work for a long period of time or may never be able to work the same job.
Although the cost of medical care and lost income has not yet occurred, this is nevertheless a type of economic loss which is a part of your claim. However, you may need the help of skilled experts to help you prove the likelihood of these future economic losses and their value.
You may find that an insurance adjustor focuses exclusively on your economic losses. However, those who have suffered a serious injury know that the physical, emotional, and psychological trauma of an injury goes far beyond the cost of medical bills or lost income.
We understand that an award of money will never make up for the losses suffered by a serious injury victim. However, a victim injured due to the fault of another is frequently permitted to recover money to help compensate for the pain, suffering, mental, and emotional losses the victim has endured.
The True Value of a victim’s pain, suffering, and loss of enjoyment of life depends greatly on the type of injury suffered. However, this portion of an insurance claim can be worth more to a fair settlement than the victim’s medical bills and lost wages combined.
We recommend you never resolve an injury claim with an insurance company without seeking legal advice. However, you should be particularly careful in resolving a claim with an insurance company if you are not sure of the True Value of your claim and whether you are being fairly compensated for pain, suffering, and loss of life enjoyment. We can evaluate these issues in minutes.
Woman suffering physical and emotional abuse at nursing home.
Client injured in auto accident after driver ran stop sign.
Women rear-ended while stopped at red light
Patient suffering nerve damage following hip operation.
Woman suffering a traumatic brain injury following semi-truck accident.
Woman suffering severe hip and ankle fracture after falling on defective step.
Man suffered headaches and other post-concussion symptoms from vehicle crash.
Woman suffering post-concussion syndrome after vehicle rear-ended by tractor trailer.
Man physically assaulted at his workplace.
Woman suffered from an ankle fracture after a truck turned in front of her vehicle.
Man suffered back injury after head-on collision.
Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.
More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.
In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.
Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.
For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.
Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.
Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.
Advertising Materials / Legal Advertising. Any testimonials or stories set forth on this website are by actual clients and their families. Such testimonials or stories are provided for informational purposes only and are not to be considered as a promise or guarantee as to the outcome of your specific case and may not be typical. Every case presents unique facts and circumstances. You case and expected outcome will likely differ from the facts of the cases listed. The only way to properly evaluate your case is to consult with a qualified personal injury attorney.