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What am I Allowed to Recover?

What am I Allowed to Recover?

The first step to understanding the value of your claim is learning what losses you may be entitled to recover for.

Every state varies somewhat in this regard, particularly if you were injured in an auto accident.

Indiana and Illinois follow a system which looks primarily to who was at fault in causing an injury, even in the case of auto accidents.

Other states have enacted “no fault” laws regarding auto accidents which impact what damages you can recover and how. Despite the name “no fault,” it may still be very important who caused the accident even in states which use a “no fault” system.

Because the damages you may recover depend significantly on the circumstances surrounding your injury, it is highly advised that you consult with a qualified lawyer to determine how the law applies to your situation.


Economic Losses

The first type of damage which you may have suffered can be classified as “economic loss.” This is the type of damage which can be quantified into dollars and cents. It includes the amount of your past medical bills and any future medical bills you may incur – even if those bills will be paid by health insurance. It also includes any income you have missed as the result of your injuries and any income which you may miss in the future. If applicable, it also includes the lost value of damaged property. For example, if you were injured in an auto accident and your car was damaged, the cost to repair your car would be considered an economic loss. Lawyers often refer to these “out-of-pocket” types of loss as “special damages.”

Sometimes, economic loss can be easily determined. If your injury was less serious and you will not need future medical treatment or miss future work, then your economic loss may simply be the amount of your past medical bills and documented lost income.

If your injuries are more serious, however, proving your economic loss may be more difficult. For example, the cost of the victim’s future medical care may not be known with certainty. The victim might be unable to return to work for a long period of time or may never be able to work the same job.

Although the cost of medical care and lost income has not yet occurred, this is nevertheless a type of economic loss which is a part of your claim. However, you may need the help of skilled experts to help you prove the likelihood of these future economic losses and their value.

Losses to Your Enjoyment of Life

You may find that an insurance adjustor focuses exclusively on your economic losses. However, those who have suffered a serious injury know that the physical, emotional, and psychological trauma of an injury goes far beyond the cost of medical bills or lost income.

We understand that an award of money will never make up for the losses suffered by a serious injury victim. However, a victim injured due to the fault of another is frequently permitted to recover money to help compensate for the pain, suffering, mental, and emotional losses the victim has endured.

The True Value of a victim’s pain, suffering, and loss of enjoyment of life depends greatly on the type of injury suffered. However, this portion of an insurance claim can be worth more to a fair settlement than the victim’s medical bills and lost wages combined.

We recommend you never resolve an injury claim with an insurance company without seeking legal advice. However, you should be particularly careful in resolving a claim with an insurance company if you are not sure of the True Value of your claim and whether you are being fairly compensated for pain, suffering, and loss of life enjoyment.  We can evaluate these issues in minutes.

Proven Results


Nursing Home Abuse

Woman suffering physical and emotional abuse at nursing home.


Traumatic Brain Injury

Client injured in auto accident after driver ran stop sign.


Post-Concussion Disorder

Women rear-ended while stopped at red light


Medical Malpractice

Patient suffering nerve damage following hip operation.


Semi-truck Accident

Woman suffering a traumatic brain injury following semi-truck accident.


Slip and Fall

Woman suffering severe hip and ankle fracture after falling on defective step.


Post-Concussion Disorder

Man suffered headaches and other post-concussion symptoms from vehicle crash.


Semi-Truck Accident

Woman suffering post-concussion syndrome after vehicle rear-ended by tractor trailer.


Traumatic Brain Injury

Man physically assaulted at his workplace.


Auto Accident

Woman suffered from an ankle fracture after a truck turned in front of her vehicle.


Auto Accident

Man suffered back injury after head-on collision.

Every case is unique and you can’t determine the value of your case by past results. Contact us 24/7/365 for a free evaluation of your own case in minutes.

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"A great experience from beginning to settlement. Handled our case from start to finish. Explained every step and communicated very well."
– William H.
"Don did a great job on my case! Staff was amazing! Kept me in the loop the entire time. I highly recommend!!!!"
– Dana L.
"Wruck Paupore did more than they promised and did all of the work. I was worried about bills and dealing with insurance people. They did everything while I recovered. They were not concerned about earning money but about helping me and my husband."
– Edithe P.
"It was awesome watching Donald Wruck at work during mediation. He really fights for his clients."
– Lisa L.
"Great results in our auto accident case. Everyone was very helpful and I got a fantastic result. All my bills are paid and I can move on with my life."
– Trisha L.
"Wruck Paupore was fantastic. I was informed every step of the way, they did all of the work, and I got my case settled."
– Idell J.
"Exceptional team. They took on my case and made sure that I was consulted on every issue. If it wasn’t for the caring staff and my legal team I don’t know what I would have done. Everyone did an awesome job thanks so much for your help."
– Rhonda M.
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi-truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations!"
– James M.
"I can’t say enough about Don Wruck and the staff at Wruck Paupore PC Law Offices. When we were in our accident we were already very shaken and confused and in pain. Don and his staff took over with a gentle hand and took care of everything."
– James H
"We are so thankful with how the lawyers and staff handled our case. The folks at Wruck and Paupore were always pleasant and helpful in all their phone calls and letters. It was always a pleasure to get their calls. We were especially pleased with their tenacious pursuit of the goal of full recovery which was far greater than we could have imagined."
– Jay Zoellner
"A great experience from beginning to settlement."
– William R.
"From start to finish, Wruck Paupore PC Law were the best! Knowledgeable and straightforward, they explained the process, start to finish, and gave guidance while allowing us to determine the best course of action to take. We would highly recommend them and would certainly use them again."
– Chris V.
"My case wasn’t very large, but they made it easy to recover damages when the insurance company didn’t even want to cover basic costs. The firm was responsive to my inquiries, and very clear about what was required and what could be expected, during every step of the process."
– Wayne M.
"Attorney Wruck did an amazing job in settling my personal injury case. His knowledge and experience specific to semi truck accidents made all of the difference in the outcome of my case; the settlement exceeded my expectations! The staff at his firm was helpful, responsive and caring during a difficult time following a life-altering experience. I highly recommend Attorney Wruck and his firm."
– J B
"After being involved in a car accident, I was very fortunate to work with Don Wruck. He explained everything to me and my family and made me feel involved in all decisions. I was very happy with the result of my case and happy to have found this firm!"
– Kayla D.
"Wruck Paupore didn’t just represent me. They truly understood my case, but also what I lost. They simply refused to quit. Professional, accessible, informative, transparent, immensely qualified and completely honest. I basically trusted this firm with my future. One decision I’ll never regret. There’s a certain peace of mind you feel when professionals of this level have your back."
– Pat D.

Your Legal Team

Top-Rated Litigator.
Helping injury victims move forward.

Don is a founding partner and one of the nation’s top-ranked personal injury litigators. He is a member of the Multi-million Dollar Advocates Forum, which includes less than 1% of the nation’s trial lawyers, and awarded the highest ranking given by Martindale Hubbel and AVVO.

More importantly, Don understands representing personal injury victims is about more than recovering the best settlement: it’s about helping clients get back on their feet and supporting them in every aspect of their recovery.

Understanding the Insurance Company:
Getting Results.

In nearly all cases, our clients seek compensation from the wrongdoer’s insurance company. Before forming Wruck Paupore, Jason worked for a prominent law firm representing some of the world’s largest insurers. This experience gives Jason a deep understanding of the insurance industry and the strategies it uses to pay injury victims as little as possible.

Jason -- and our entire team -- put this inside knowledge to work to force insurance companies to pay what is actually owed. Often, we use the insurance company’s own tactics against them as we fight for the full compensation our client deserves.

More than 40 Years of Experience.
Still Fighting for Justice.

For more than four decades, Keith has been fighting for injury victims. During that time, he’s watched the insurance industry change, with insurers now more interested in protecting their stock price than treating injury victims fairly.

Since the beginning, Keith has put people first. From his childhood in Gary, Indiana during the 1960’s and working his way through law school, Keith has risen to become one of the Midwest’s most respected trial lawyers. He has never forgotten that being a lawyer is about helping people -- and seeing injury victims through struggles in a way that could change their lives forever.

Over the decades, Keith, Don and Jason have fought relentlessly for clients, even when other lawyers have said the case was impossible to win.